Category: Finance

If you have been using your credit card prudently by paying all dues on time and maintaining the right CUR (Credit Utilisation Ratio), then it may be the ideal time to opt…

Credit score: Credit score casts an influence on loan approvals, interest rates, and credit card approvals. A loan borrower or credit card applicant with a high credit score is likely to secure…

When choosing a personal loan, what are the factors that an individual considers? Some of these include digital application and processing, quick approval and disbursal, flexible repayment options, no foreclosure charges, etc….

Credit cards: Would you like to buy an air ticket without having to pay for it? That sounds cool, doesn’t it? This can happen with the aid of reward points that can…

People think that investing in equity funds is very complex, but I feel that investing in debt mutual funds is equally, if not more complex. Investing in a debt fund carries its…

The 56th GST Council meeting introduced a series of reforms under what is being called GST 2.0. The changes focus on three main priorities: offering some relief to consumers, supporting labour-intensive sectors,…

Income Tax: The last date to file an income tax return is September 15. With only 10 days left to file the ITR, most taxpayers have already filed their return and are…

Mutual funds: Retirement planning should be one of the most important goals of everyone’s life. As soon as an investor starts earning, it is recommended to set aside a small sum towards…

The fund house also has the benefit of Jio’s large distribution ecosystem, which allows it to focus on direct-only plans for now. In this interview, Swaminathan talks about the fund’s plans, AI-driven…

Credit score: If you are planning to take a loan anytime soon or apply for a credit card, it is imperative for you to be aware of your credit score, which is…

The central government on Thursday said it has notified rules regarding service matters related to benefits under the Unified Pension Scheme (UPS) in respect of its employees. “The Department of Pension and…

The Association of Mutual Funds in India (AMFI), the industry body representing all Asset Management Companies (AMCs), on Thursday announced its new chairman and vice chairman. Nippon Life India Asset Management Executive…

Credit score: If you are looking for a loan but your credit score is in the range of low to mediocre, you do not need to fret! There are a number of…

(PTI) Invesco Mutual Fund has received market regulator Sebi approval to transfer a controlling 60 per cent stake to IndusInd International Holdings Ltd (IIHL), reported PTI, quoting sources. The Securities and Exchange…

Personal loan: Before applying for a personal loan, applicants must consider several crucial factors. The borrower must ensure that the interest rate is affordable, there are no hidden charges, the lender is…

His investment advisor Harsh Roongta, founder of Fee Only Investment Advisers LLP, noticed this and asked over a Zoom call why he was doing so. It turned out Ghate’s colleagues were being…

“My father had supported me with ₹1 lakh. I began my practice in a rented clinic that cost ₹6,000 a month. I used to commute daily on my scooter from my village…

I am a resident of India and have purchased Bank of America’s 4.45% NYSE-listed bond under the Liberalized Remittance Scheme (LRS). When I sell these bonds, how will they be taxed in…

Income-tax returns: It is tax season again, and particularly for salaried and business taxpayers, please note that these are the last few days to file your income tax returns or ITR without…

I’m 62 years old and retired from a bank manager post in August 2023. Here’s my situation: my parents purchased a residential built-up property of 149.10 sq. meters in East Delhi in…

Credit cards: Do you travel often by air and happen to cross-cross the length and breadth of this country? If that is the case, you must have encountered numerous cases when you…

ITR Filing: The ITR filing season is here and if not done correctly, you can receive an income tax notice from the department. Receiving an income tax notice can be stressful for…

Paytm on Friday clarified that a Google Play notification that recently caused panic among users regarding its UPI handle changes were incomplete and may have given rise to confusion. The payments and…

Personal loan: There are several reasons to borrow money. Some people borrow for home renovation, others for special occasions such as marriage, whereas a few take a loan to buy luxury items…

If you are a customer of these insurers, you may be wondering if you should port your policy to another provider. Well, the good news is there’s no need to panic. Mint…

Tired of waiting two days for your National Pension Scheme (NPS) investment to show up? A facility called D-Remit promises to change that by giving subscribers the same-day net asset value (NAV)…

In the annals of war strategy, few tales are as legendary, or as deceptive, as the Trojan Horse. After a tiring and fruitless 10-year siege of Troy, the Greek army appeared to…

I am a 45-year-old man living in Juhu, which falls under the traditional ‘pagdi’ rental system in Mumbai. My building is undergoing redevelopment. What are my rights as a tenant under this…

Experts attribute the cooling interest to the growing appeal of the new tax regime, which offers no benefits on NPS contributions, and to weak distributor incentives that have kept retirement advisory from…

Net flows into regular schemes of large mutual fund (MF) houses rose considerably in 2024-25 (FY25) with net inflows through sponsor banks rising sharply. The largest fund house, SBI Mutual Fund, received…

Known as the Oracle of Omaha and for his spectacular run at the helm of Berkshire Hathaway, many investors big and small, look to billionaire Warren Buffett for his advice on the…

Income Tax Act 2025: The new Income Tax (I-T) law got the president’s assent on Friday. The revised legislation is a simpler and refined version of the existing Income Tax Act, 1961….

Income tax filing 2025: Demat account holders, it nearing the deadline for the income tax filing this year, so if you still have to file your ITR, here’s are the top 10…

ITR Filing: As the deadline to file income tax returns nears, taxpayers must remain cautious to avoid inaccuracies, which may cause delays or even penalties. From selecting the applicable tax regime to…

When filing your Income Tax Return (ITR), one of the most common questions taxpayers have is: Which form should I use, and how can I maximize my tax savings? If you have…

One of Bollywood’s most well-respected and famous actors, Jackie Shroff and his family turned a party into a megadeal opportunity when they cracked an investment opportunity to put their money in the…

Income Tax Return Filing 2025: Joint accounts are regular bank accounts that are opened by two people jointly who can enjoy equal benefits when it comes to deposits and withdrawals — including…

Mumbai, Aug 22 (PTI) To encourage greater participation of women in mutual funds, markets regulator Sebi is planning to introduce additional incentives for investments by first-time female investors, its chief Tuhin Kanta…

Central Board of Direct Taxes (CBDT) has notified ITR-U (updated), a form that allows taxpayers to rectify errors or omissions and file your previous Income Tax Return. ITR (U) was introduced under…

My father is suffering from terminal cancer and has become extremely weak. Taking him to the hospital for chemotherapy sessions is very difficult and also exposes him to a high risk of…

Income tax returns: It is the tax season once again, and while the e-filing process for income tax returns (ITR) has become quicker and easier over the years, the process can still…

I plan to take a personal loan for my sister’s wedding. Different apps and banks are showing me completely different interest rates. Some advertise 10.5%, while others offer 14% or even more….

Income tax returns: It is the tax season once again, and while ITR e-filing has become quicker and easier over the years, the process can still be daunting for for many first-time…

Is it possible to file an income tax return (ITR) on behalf of a deceased parent and claim a refund for tax deducted at source (TDS) on income earned during the same…

Income-tax returns: While the e-filing process has become quicker and easier over the years, the process can be daunting for for first-time filers. Here is a step-wise guide on how to file…

The reason: the switch to a 12.5% non-indexed LTCG tax, combined with a grandfathering rule that offered only limited relief for properties purchased before the cut-off date. The removal of indexation—the adjustment…

Our resident welfare association (RWA) has taken fire insurance covering the structure of the building. As a flat owner, would my flat be covered if a fire occurs only in my flat…

One instrument worth considering in this scenario is the RBI Floating Rate Savings Bond (FRSB), which currently offers 8.05% per annum and comes with the comfort of sovereign credit quality. How does…

Nearly six days after releasing the excel utility of ITR-5, income tax department on Thursday released the utility of ITR-6 as well.  Those who are not aware, ITR-6 is the income tax…

The Employees’ Provident Fund Organisation (EPFO) has announced new rules to make it more convenient for its users to link Aadhaar with their Universal Account Number (UAN) and make changes to their…

Best Mutual Funds: Before investing in a mutual fund scheme, investors typically examine its past few years’ returns and compare them with those of other schemes in the same category. The past…

These changes aim to resolve long-standing challenges in managing unliquidated assets while giving fund managers more operational flexibility. At the same time, they introduce new complexities that will require careful oversight to…

Personal loans: Bollywood actor Shilpa Shetty and husband Raj Kundra are embroiled in a fresh row after a police complaint was filed against them for allegedly duping a businessman of ₹60.4 crore….

Income Tax Return: Filing income tax returns (ITR) is a crucial financial task every year. It is not just a legal obligation but also an important part of handling your finances. For…

For most investors, amassing wealth to meet their goals is important, be it increasing your net worth, creating a good retirement fund, funding your or your children’s education, building a wedding fund,…

The rise of digital lending platforms has made applying for personal loans convenient across the country. Still, major concerns about data protection, borrower privacy, and security have gained traction over the years….

Income-tax returns: From what documents are required, to which forms is the one to fill, and what is the last date of filing — we look at the top 10 important things…

India is currently witnessing a surge in credit card adoption, with around 111 million cards in circulation as of May 2025. This figure is nearly double that of the late-2019 figure. Monthly…

When I was a resident of India, I made a seed investment in a friend’s private limited company in the country in late 2019. Just before the covid-19 pandemic, I shifted to…

The Indian banking sector is currently facing a significant uptick in personal loan defaults, most notably in small-ticket loans and rural regions. According to data compiled by the Fintech Association for Consumer…

ITR Filing: It is that time of the year again when taxpayers across the country file their income tax returns (ITR). As such, here’s a detailed look at the ITR due date,…

ITR filing: Whether you’re a salaried individual, freelancer, or just entered the job market, filing income tax returns (ITR) for the first time may seem daunting. Hence, to make the filing process…

Finance Minister Nirmala Sitharaman moved to withdraw the New Income Tax Bill, 2025, on Friday, after a Parliamentary Select Committee led by BJP MP Baijayant Panda suggested host of changes to the…

ITR Filing 2025: As the ITR 2025 filing season is approaching, many freelancers and consultants are uncertain about how their income is taxed differently from salaried employees. The key differences lie not…

The Income Tax Department has warned taxpayers about a rising wave of phishing scams amid an increase in ITR filings by citizens. Scammers are trying to impersonate the I-T Department and promising…

Income Tax: Those taxpayers who have already filed their income tax return (ITR) for FY 2024-25 could be waiting for the refund, whereas those who have yet to file their return could…

Income Tax: Fewer than 40 days remain before the September 15 deadline to file the income tax return (ITR) for FY25. Some taxpayers could be busy arranging necessary documents as advised by…

Every time the markets wobble, WhatsApp groups start buzzing with messages. “Should I pause my SIPs?” asked one investor after Trump’s latest tariff threats sent the Sensex sliding. “Markets are uncertain, maybe…

The Reserve Bank of India on Wednesday flagged that a number of Pradhan Mantri Jan Dhan Yojana accounts are due for a re-KYC as the scheme has completed 10 years. In his…

GIFT City is already home to a total of 229 alternative investment funds (AIFs) and venture capital (VC) funds, shows the January-March bulletin of the International Financial Services Centres Authority—the regulator for…

Before investing in a mutual fund scheme, it is important to review the past returns. This gives an indication of how the scheme may perform in the near future. Although past returns…

The integration of multinational corporations into emerging economies has led to a marked increase in the cross-border movement of people. The individuals involved in such movements are referred to as expatriates, viz.,…

The Employees Provident Fund Organisation (EPFO) has announced that the allotment and generation of Universal Account Number (UAN) will be done only through the Aadhaar-based Face Authentication Technology (FAT) in the UMANG…

We are living in an interconnected financial world, where an investment portfolio that looks beyond national borders is no longer reserved for a select few. It is a strategic necessity. With global…

My brother and I jointly purchased a property 10 years ago. My brother contributed 30% of the price while I contributed the rest. This can be evidenced only from the Money Receipt…

This article explores how a possible stagflation in the United States could influence US markets and, subsequently, Indian markets. Understanding stagflation and risks Stagflation is a condition where inflation rises even as…

EPFO Rules: The Employees Provident Fund Organisation (EPFO) makes it mandatory for all companies to sign up for its PF scheme in order to build a safe nest for workers after their…

ITR Filing 2025: The government has extended the last date to file income tax returns for 2025 to September 15, as opposed to the typical July 31. However, it is advisable to…

New Delhi: The government is preparing to invite financial bids in the third quarter (October-December) of FY26 for a strategic stake sale of IDBI Bank, as potential buyers have completed due diligence,…

Starting August 1, private sector lender ICICI Bank will start charging payment aggregators (PAs) a fee for handling Unified Payments Interface (UPI) transactions that these PAs facilitate on merchant platforms, reported Business…

Tata Consultancy Services Ltd’s decision to cut roughly 12,200 jobs this fiscal year, largely impacting mid- and senior-level staff, is sending shockwaves through India’s IT sector.  As the nation’s largest IT services…

Picture this absurdity: You’re standing at a crossroads where one path leads through a well-lit, regulated street with clear signposts, while the other meanders through uncharted territory with minimal oversight. Conventional wisdom…

Every individual in the country is entitled to one free credit report every year from each of the four leading credit bureaus, according to the Reserve Bank of India guidelines. The four…

On the surface, the idea of transferring your personal loan to a lender offering a lower interest rate sounds like a smart financial move. However, like most things in finance, the real…

The income tax department clarified that the new Income Tax Bill, 2025, does not propose any changes to tax rates, including long-term capital gains. The bill focuses on simplifying language and eliminating…

As the income tax return (ITR) deadline for FY 2024-25 (Assessment Year 2025-26) approaches, many taxpayers are asking whether ITR submission is necessary if their annual income is less than ₹2.5 lakh….

India’s apex income tax regulatory body, the Ministry of Finance’s Central Board of Direct Taxes (CBDT), declared on Monday, 28 July 2025, that it is relaxing the time limit for income tax…

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Citigroup has become a latest entrant to join the competitive luxury credit card market with its new Strata Elite Card. This latest offering is the bank’s attempt to grab a piece of…

But tragedies don’t always make global headlines, do they? Sometimes, they strike quietly, in the form of a sole breadwinner’s untimely death, setting the entire household’s standard of living backwards. India has…

We buy insurance to protect our finances against unforeseen life events such as hospitalisation or a death in the family. However, it’s a reality that insurers reject claims. Policyholders have the option…

If you are a mutual fund investor, you must be aware that one of the most feasible and preferred routes of investing is systematic investment plan or SIP. This offers an array…

The income tax return (ITR) filing deadline on September 15 is drawing closer. Taxpayers are supposed to access necessary information through a multitude of documents, including Form-16, 26AS and Annual Information Statement…

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If you hold an SBI Credit Card, particularly one of its premium variants, there’s an important update for you. With effect from July 15, SBI Card has discontinued free air accident insurance…

A home loan is typically the cheapest borrowing option in terms of interest rate. If you already have a home loan, you can apply for a top-up loan for any purpose, often…

During financial year 2024-25, if a taxpayer sold a capital asset, including a property or jewellery, they are liable to pay capital gains tax, subject to certain rules and exemptions. The current…

Fintech firm PhonePe has rolled out two cobranded credit cards in partnership with SBI Card, largest pure-play credit card issuer. The two new products are PhonePe SBI Card Purple and PhonePe SBI…

I am a 29-year-old IT professional looking to rent a home in Mumbai from a 55-year-old. What is a green lease and what are its key clauses, legal obligations and how can…

VMPL/ANI: If you have never taken a loan or owned a credit card, there’s a good chance you don’t have a credit score yet. But that doesn’t mean that you are financially…

New research finds that more Americans are shifting their money from checking and savings accounts into financial vehicles that pay an investment income — a trend that helps to explain the resilience…

The government is contemplating rolling out a scheme under which banks will issue credit cards with a ₹5 lakh limit to micro enterprises to help them meet immediate working capital needs at…

I’m a retired senior citizen. My income comprises ₹2 lakh from bank interest, ₹1.5 lakh of short-term capital gains and ₹2.2 lakh of long-term capital gains. What are my tax implications under…

The government has accepted most of the committee’s recommendations, paving the way for its likely passage in the ongoing monsoon session. At first glance, the new Bill appears to simplify India’s notoriously…

Taxpayers often have to file income tax returns just so to claim a refund for having tax deducted at source for various reasons even when their income does not fall under the…

“Ek crore ho gaya toh life set hai” — This sentence has echoed across drawing rooms, chai stalls, the LIC agent brochures for decades and not to mention Amitabh Bachchan’s deep voice…

New Okhla Industrial Development Authority (NOIDA) will not be required to pay income tax, after a major exemption under Section 10 (46A) of the Income Tax Act, starting from assessment year 2024–25….

Choosing the appropriate business credit card is important especially for entrepreneurs and small business owners looking to optimise spending, earn lucrative rewards, streamline their credit card bills and avail exclusive benefits. Several…

“You can cancel or amend the ticket without any additional charges, within 24 hours of booking. This facility is available up to seven days prior to the specified flight departure on the…

As income tax return filing for Financial Year (FY) 2024-25 gains traction, taxpayers across the nation, especially senior citizens, are looking for ways to reduce and bring down their overall tax liability….

One cybercriminal was arrested in Pune for targeting hundreds of individuals who had taken small loans through various mobile applications, Indian Express reported. The case unfolded like this: An individual got a…

Credit cards offer a lot of benefits and convenience but there are a few things that you must follow to keep your credit score in good health. Paying the entire amount that…

I am a professional living in Hyderabad. We recently lost our grandfather at the age of 84 years. He was a moderately wealthy man. We are a Hindu family and trying to…

As India steps into a new fiscal era, the buzz around the 8th Pay Commission has reignited hopes among central government employees and pensioners. With inflation soaring and living costs escalating each…

Individuals filing their Income Tax Returns (ITR) should now be more aware and careful after the Income Tax Department on Monday, 14 July 2025, conducted a “large-scale” verification operation cracking down on…

My son is an NRI and wants to invest in a foreign exchange-traded fund (ETF). Right now, he doesn’t have enough money in his NRO account. I’m planning to gift him the…

Income Tax Return: India’s Income Tax Refunds witnessed a nearly fivefold or 474% jump in the last 11 years to ₹4.77 lakh crore in 2024-25 due to the improvement in the nation’s…

8th pay commission, all your questions answered: The Centre’s has approved the implementation of the 8th Pay Commission, which is set to revise allowances (including Dearness Allowance or DA in line with…

The Union Cabinet gave the nod to form the 8th Pay Commission earlier this year to revise the salaries of central government employees and retirees. Although the constitution of the commission has…

After watching the weight-of-the-world-on-my-shoulder depiction of Superman by Henry Cavill, fans had taken refuge in the old and still excellent animation shows and corny movies like The Peacemaker (sorry, John Cena!). When…

Prime Minister Narendra Modi-led Union Cabinet approved the constitution of the 8th Pay Commission to revise the salaries of central government employees, Union Minister Piyush Goyal announced earlier this year. Although the…

Are you a frequent flyer who takes regular flights for official work and/or personal reasons? If yes, your regular Air India flights can earn you a host of privileges through the Maharaja…

Over the past 20 years, gold prices have shot up 1,200% from ₹7,638 per 10 gm in 2005 to more than ₹1 lakh as of June 2025. It delivered positive returns in…

In any loan, the documentation forms an important part. The documents are required to establish the borrower’s identity, assess their creditworthiness, and for other purposes. In a personal loan, while the KYC…

I’m a 42-year-old woman who runs a boutique design studio in Bengaluru. My income is irregular—it depends on projects—but I average around ₹1.5–2 lakh a month. I’ve never had a formal financial…

A new global gateway has opened for Indian retail investors.  A GIFT City-based subsidiary of an Indian mutual fund has launched the country’s first open-ended retail fund under the International Financial Services…

PPF interest: The government-backed Public Provident Fund (PPF) is widely known for offering assured returns, making it a preferred choice among conservative investors. The Ministry of Finance revises the PPF interest rate,…

It is likely that your financial health will be significantly altered based on whether you choose to make a large purchase on a credit card, such as technology, an appliance, or a…

Ojas is in sales and has been a top performer for most of his illustrious career, which is coming to a close. He has some investments but hasn’t paid much attention to…

A credit score is simply one of the most crucial criteria financial institutions check while approving personal loans. This three digit number ranges from 300 to 900 primarily. It is a clear…

Can I buy a group health cover for my retired employees? Would pre-existing diseases be covered immediately? How would the payment process work? Many of my employees do not have a private…

Punjab National Bank (PNB) has stated that it is reducing its Marginal Cost of Funds Based Lending Rate (MCLR) by 5 basis points (bps) on several loan tenors that should help ease…

Bank of Baroda has waived off minimum account balance charges from July 1, 2025. However, the bank will continue to levy charges on its premium savings bank accounts. These premium accounts include…

The Securities and Exchange Board of India (SEBI) has recently cracked down on Jane Street, a US based trading giant. The crackdown is to do with alleged manipulation of Indian financial markets…

Months ahead of the 15 September 2025 deadline for filing income tax returns for FY 2024–25, the Income Tax Department has launched a support service called ‘TAXASSIST’ to help taxpayers with queries…

In the world of personal finance, “debt” has a negative perception. However, not all debt is necessarily destructive for you. The answer is a bit more involved; some forms of borrowing can…

DSP Mutual Fund’s new Global Equity Fund, launched on 2 June, allows Indian residents to invest as little as $5,000 in a diversified basket of global stocks—without relying on offshore brokerages, feeder…

In a major move to enhance credit score accuracy and minimise reporting discrepancies, the Reserve Bank of India (RBI) has proposed making a unique borrower identification number mandatory for all loan accounts….

Understanding the nuances of these provisions is essential, particularly in light of recent amendments and judicial rulings that continue to shape their interpretation. The core difference: Section 54 vs Section 54F Section…

Filing your Income Tax Return (ITR) digitally i.e., online is easier than ever. This has been made possible due to the artificial intelligence driven user friendly portals and step by step guidance…

A recent Madras High Court ruling has upheld State Bank of India (SBI)’s decision to revoke a job offer over poor credit history. The verdict clearly highlights how essential financial discipline is…

Unanticipated medical emergencies provide no time for financial indecision. With healthcare costs in India rapidly rising, a personal loan (for an emergency) can be a lifesaver. These loans ensure that your concerns…

At the Mint Horizons session in Pune, experts urged Indian investors to move beyond home-market bias and adopt a more globally diversified approach. The event gathered voices from journalism, asset management, and…

A credit card statement is a full record of your credit utilisation, your spending habits, your interest rates and payment obligations. To effectively manage the use of your credit and avoid falling…

I have two questions regarding laws around investments, business and loans applicable to an HUF: a) can money be lent to an HUF and the same money can be invested? Will income…

Until recently, you couldn’t track it on your trading app. There were no real-time charts, no market-wide consensus. Yet, the stock was quietly doubling in value. We’re talking about National Stock Exchange’s…

Money rule changes from July 2025: A set of financial rules will be implemented from July 2025 onwards, which is likely to affect individuals and businesses across India. The revised UPI chargeback…

New Delhi [India], June 28 (ANI): On the occasion of Insurance Awareness Day, several insurance providers and experts in an exclusive conversation with ANI shared their insights on the challenges facing the…

With the ITR deadline for FY25 (AY26) set for 15 September 2025, NRIs should begin preparing well in advance. Mint spoke to tax experts to learn what’s required this tax season, from…

Credit Cards: Getting approval for a credit card is as easy as it seems. However, some of these cards charge a high annual fee, thus counterbalancing the benefits it offers. It is,…

If you are looking to borrow a loan and apply for the same with a bank or NBFC or fintech app, it is vital to know that the lender, invariably, would check…

Personal loans are a reliable finance option for those unexpected costs & if you are unfamiliar with the key differences between a pre-approved personal loan and a regular personal loan, it may…

I took out a ₹38 lakh home loan at 9.25% interest in 2022. With rates softening slightly, I’m considering refinancing. However, I also have a car loan and a personal loan, and…

Staying invested for a long period of time in a stock or a mutual fund tends to deliver disproportionately higher return provided the choice of stock or fund is correct. This happens…

The Income Tax (I-T) department has already extended the due date to file income tax return for FY 2024-25 from July 31, 2025, to September 15, 2025. And thanks to the extension…

A jump in your pay package definitely brings you. Still, does it boost your credit score and your creditworthiness? To put it simply, given higher incomes hold promise but their influence on…

When fear over India-Pakistan conflict has dissipated, there is a new war in Iran that started Sunday, while Russia-Ukraine war has been going on for over three years now, and Israel-Palestine conflict,…

Q. I have been an NRI for the past 24 years. I have some NRE and FCNR deposits which will mature after 1-April-2026. If I come back to India in July 2025…

Income Tax (I-T) department has released online utilities for ITR-1 and ITR-4 but not yet for ITR-2 and ITR-3. As soon as they are released, taxpayers are recommended to start the process…

Q. My company has been going through some financial problems and have been paying me a salary irregularly (less than net every month) since the financial year 2022-2023. Now I have received…

Both Wes Anderson and Aamir Khan have a fan following that is set in their ways. Fans gave Aamir Khan a label ‘Mr. Perfectionist’. Makes you wonder why he is remaking a…

Public sector bank fixed deposits (FDs) still remain a popular choice among investors who aspire to prioritise safety along with stability of returns. Given private sector banks and small finance banks may…

If you want to save for your retirement, it is feasible as well as advisable to invest in mutual funds across categories. Equity mutual funds enable long long-term wealth creation, debt schemes…

The maximum amount you can spend is called your credit limit. As tempting as it might be to ask for a higher limit, if you’re not prepared, it could lead to overspending…

In the nation’s rapidly evolving and digitising financial landscape, automated payment systems such as Electronic Clearing Service (ECS) and National Automated Clearing House (NACH) have become extremely vital and indispensable for recurring…

With rising tuition costs along with education loan interest rates ranging primarily from 8% to 16% (depending on the lender), managing student loan debt has become a rapidly growing challenge for graduates…

I’m 45 and have just moved into my first apartment in Mumbai. I’ve invested a lot in furnishing it with premium appliances, and I also own valuable belongings like jewellery and collectibles….

In the economic world increasingly defined by digital transactions and virtual wallets, the role of credit cards in shaping credit health remains pivotal. Keeping the same in mind, it is important to…

Chase Sapphire Reserve Credit Card: America’s largest credit card issuer Chase announced major changes to its Chase Sapphire Reserve card on Tuesday. Popular among credit card enthusiasts who like to collect points…

As small cap mutual funds continue to attract interest amid rapidly evolving global outlook and a growing risk appetite among retail investors in the country, the Quant Small Cap Fund clearly stands…

Big marketplaces such as Facebook and Google demand full payment upfront for running ads, without any deductions. This is contrary to the very definition of TDS, said Lokendra Singh Tomar, a chartered…

When equity markets rally, portfolios with concentrated bets often look like winners.  Investors in stocks like Gensol Engineering or Mazagon Dock in 2023 may have flaunted triple-digit returns. But beneath that temporary…

One of my kid is living and working in Luxembourg (permanent resident) and the second one is in the USA (Green Card holder). Both of them have bank interest income in India….

The Income Tax (I-T) department has shared a post reminding taxpayers that the last date to pay the first instalment of advance tax for financial year 2025-26 is June 15 i.e., this…

If you have a young son or a daughter, investing for their higher education is a no brainer. Some tend to invest in PPF, whereas some have a special love for fixed…

India’s top insurers, including LIC and Bajaj Allianz, have announced that they have eased their claim settlement process for the victims of the Air India plane crash that shocked the world on…

8th Pay Commission News: Around 1 crore central government employees and pensioners are eagerly waiting for the Terms of Reference (ToR) for the 8th Pay Commission, which will serve as the basis…

If you are looking for a personal loan, you would, undoubtedly, be spoilt for choice. There are a dozen loan lending platforms which offer instant loans within 10 minutes. But the relationship…

Since the new tax regime is the default tax regime, filing income tax return (ITR) under the old regime would require you to switch from the new tax regime. However, before you…

Taking a personal loan to spend on non-discretionary (and discretionary, at times) expenses is quite common. Relying on it when there is an emergency is no brainer. At times, consumers take a…

ITR 2025: As income tax (I-T) return filing season is back, taxpayers are busy arranging documents to be able to file their income tax (I-T) return. There are a number of concessions…

Every credit user is recommended to regularly check their credit score so that one can take corrective action as soon as an anomaly is spotted. There are a number of advantages to…

Social media may hype Hindu Undivided Families as a no-brainer for tax savings. The truth? They’re powerful—but only if used right.

For any business to thrive, especially MSMEs (Micro, Small, and Medium Enterprises), it is crucial to understand that what truly matters is who is at the helm of the business. Whether it’s…

With repo rate declining to 5.50 percent after RBI’s monetary policy committee (MPC) cut the repo rate for the third consecutive time on June 6, banks have followed suit. A number of…

State-owned Bank of Baroda (BoB) on Sunday said it has cut its benchmark lending rate linked to repo rate by 50 basis points in line with the RBI’s rate reduction. Meanwhile, private…

Picture this: It’s Friday evening. Your friends are pinging you with dinner plans, your Insta feed is full of people checking into hill stations or cafes, and there’s that little whisper in…

Employee Stock Options (ESOPs) and Restricted Stock Units (RSUs) issued by foreign companies have increasingly become part of compensation packages for Indian professionals. Yet, navigating the intricacies of reporting such foreign income…

₹The surging prices of gold has increased the investment bet for traders over the safe-haven appeal. Gold is seen as an asset, not just for investment purposes, but also auspicious for Indian…

The income tax department has been tracking individuals who failed to comply with these TDS rules. Taxpayers who claimed HRA exemption while paying rent above ₹50,000 received SMS and email alerts from…

The Ministry of Road Transport and Highways (MoRTH) is actively reviewing a proposal to increase Motor Third Party (TP) insurance premiums, following recommendations from the Insurance Regulatory and Development Authority of India…

Life Insurance Corporation of India (LIC) provides for a lucrative Smart Pension Plan to provide investors with an efficient tool to plan and invest for their retirement. This is a non participation,…

Investment word of the day: Whether you’re new to investing or an experienced investor looking to diversify your portfolio, choosing the right type of securities can often be confusing due to the…

I want to build a corpus of ₹20 lakh in about 12 years for my child’s higher education. I’ve been considering child insurance plans as they offer tax benefits and waive premiums…

But why should that be the case? Why has such an important pillar of financial management remained out of reach for the average person? To answer this, it helps to first understand…

As retail investors in the country look for stability amid the ongoing market volatility in June 2025, the Aditya Birla Sun Life Balanced Advantage Fund (ABSL BAF) continues to draw admiration for…

With effect from June 1, 2025, two state lenders – Punjab National Bank and Canara Bank has revised their interest rates on fixed deposits. Punjab National Bank now offers interest in the…

In India non salaried individuals including self employed professionals such as freelancers, small business owners, lawyers, doctors among others can all avail personal loans. Still, it is crucial to acknowledge the fact…

HUF and HUF assets are two different concepts, as it is not necessary for an HUF to own assets. An HUF may exist because there are two or more living coparceners, but…

Rajeev Thakkar, chief investment officer of PPFAS Mutual Fund (Parag Parikh Financial Advisory Services), oversees assets exceeding ₹1 trillion. Thakkar, 52, has built a solid track record over the years, with the…